Things Your Insurance Broker Cares About When Buying A New Home

Buying a new home is exciting – and sometimes stressful. As you look into finding a home that you love, make sure that you avoid (or, at least, stay aware of), these common features that can drive up your insurance.

What is Your Home Constructed Out of?

The materials chosen during the building process can make a big impact on your insurance. Some siding materials, for example, are more flammable than others, leading to higher premiums on your home.

The same goes for roofing materials and other interior choices. Mainly, insurance companies will look at the siding and roofing materials with respect to:

  1. How easy they are to damage or destroy. This could be from fire, hail, wind, or other factors.
  2. How well…

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